Calgary auto insurance brokers
If you need auto insurance in Calgary or car insurance in Edmonton there are several ways you can go about getting it. Obviously one way is to get out the Yellow Pages and look for insurance companies advertising auto insurance and ask them for a quote.
Another thing that you might do is to go online and check out some of the comparison sites, all of which tell you that they will get you the cheapest deal. Here is an important point that you may well not be aware of: these comparison sites generally only offer you quotes from the insurance companies with which they have an agency. When they say that they will get you the cheapest auto insurance they mean the cheapest from the insurance companies with which they deal. There may be a hundred other insurance companies out there who would give you a better deal but with whom they do not have an agency!
Even if you do get a really good deal on your auto insurance it is probably safe to say that you could have saved a lot more if you have other insurances like buildings insurance, contents policies, medical insurance and so on.
Your best bet is to get the services of an auto insurance broker. Despite the name, most Calgary auto insurance brokers do not specialise. In other words, they don’t just deal in auto insurance. They will also offer insurance on buildings, contents, life insurance, medical – almost anything. They are not tied to one insurance company so they truly can search the market.
The point here is that if you have other insurance policies a broker will often be able to save you hundreds of dollars by combining – or bundling – several or all your policies into one with one particular insurance company.
Everybody wins. The insurance company wins because it gets all your insurance business. The broker wins because he gets commission from the insurance company on all your business instead of just the auto policy. You win because you get an across the board deal from the insurance company which will happily give you discounts for all the extra business.
You can’t get that from an online auto insurance comparison website.